The BBC is running a remarkable story about a beggar from Calcutta who is crippled with Polio and who has spent the majority of her life begging. Laxmi Das, 60 years old, started begging on the streets of India when she was 16.

Unlike many beggars, Ms. Das was wise enough to save most of what she obtained. Recently she took her years worth of savings, roughly 200 pounds of coins, to the bank and opened an account. I think this a great story but what really caught my attention was the fact that the bank said she now qualifies for a credit card. Are you kidding me? Hello! She is a beggar; she has no job. I know banks have to make money too, but this is a bit ridiculous.

Having said that, however, this woman does seem smarter than most of us, having proven that she can actually save instead of spending money frivolously.

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