Now that the holidays are over you may be ready to get into a “new” home, and the timing couldn’t be better. By now many homes have been on the market longer than normal and sellers are ready to sell. And if you haven’t heard yet, the Fed really wants you to buy a new house. They have dropped interest rates to 3.5 percent. This is their first unscheduled rate cut in almost 6 years and their largest in 25 years. Many people have already started looking.Â So now is the time to make that move and find a great deal.